MTPL insurance

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Motor third party liability insurance is a  liability insurance, that is compulsory to all the vehicles that are registered in Estonian motor register and is governed by Motor Third Party Liability Insurance Act. It covers motor vehicle owner’s/possessor’s legal liability for the damage made to the property of third parties and/or health while using the vehicle.

Concluding a contract

The fastest and the easiest way to conclude an insurance contract is via our online calculator. Just insert the number of your vehicle, check the price, make a payment and you will receive valid insurance policy.

You can ask for an insurance offer via e-mail here or by calling our sales department (numbers) from Monday to Friday 9.00-17.00. We will send you an invoice. Please keep in mind that you will receive your insurance policy in 3 workdays after we have received your payment.

Be sure to read pre-contract information.

Lepingu lõppemine

Kindlustusleping sõlmitakse eeldusel, et see kehtib kogu kindlustusperioodi jooksul.

Kindlustuslepingu ennetähtaegse lõpetamise soovist palume kirjalikult vähemalt 5 tööpäeva ette teatada. Tagasimaksmisele kuuluvast summast arvestatakse maha administratiivkulu 3 eurot.

Lepingu ennetähtaegse lõppemise põhjused

Sõiduki (sh ajutine) kustutamine liiklusregistrist, sõiduki vargus, sõiduk on hävinud, sõidukit ei saa tehnilisel põhjusel enam kui ühe kuu jooksul kasutada või lõpeb leping, mille alusel kindlustusvõtja sõidukit kasutas.

Mis ei ole lepingu lõpetamise aluseks?

  • Sõiduki omaniku muutumine. Kui sõiduki omanik muutub, siis läheb kindlustusleping uuele omanikule või liiklusregistrisse kantud vastutavale kasutajale üle. Kindlustusvõtja ei saa kindlustusandjalt nõuda lepingu lõpetamist, tuues põhjuseks sõiduki plaanitava müügi.
  • Teise kindlustusandja soodsam pakkumine. Liikluskindlustuse lepingu kindlustusandjat saab vahetada pärast jooksva kindlustusperioodi lõppu.

The Green Card

The Green Card is an international certificate of insurance that is accepted by the Authorities of the countries for which the Green Card is valid (list is on your Green Card). It is compulsory in the countries of the green card system, that are not the members of the European Union or the European Economic Area.

The Green Card is issued by our insurance company free of charge. Just call our sales department (numbers) or send an e-mail to

The Green Card is mandatory in Albania, Andorra, Azerbaijan, Bulgaria, Bosnia and Herzegovina, Belarus, Croatia, Israel, Iran, Macedonia, Morocco, Moldova, Montenegro, Serbia, Tunisia, Turkey, Ukraine, United Kingdom of Great Britain and Northern Ireland, Romania and Russia.

The Green Card is recommendable: Austria, Belgium, Cyprus, Czech Republic, Germany, Denmark, Spain, France, Finland, Greece, Hungary, Italy, Ireland, Iceland, Luxembourg, Lithuania, Latvia, Malta, Noway, the Netherlands, Portugal, Poland, Sweden, Slovakia, Slovenia and Switzerland.